Thank You

We have now received your application, which has been passed on to our partner, Wheelie Good Finance.

One of our friendly team will be in touch with you shortly.

Alternatively, please call 01202836683 and we will be happy to help.

Next Steps

You should receive your vehicle finance decision shortly. Once approved, we can discuss vehicle options – you may have already seen one you like, or you might want a few suggestions sent across. You can fund a vehicle from any reputable mainland UK dealer who has FCA permission – don’t worry, we can check this out for you!

It may be helpful to look at sites like AutoTrader for your next vehicle – they have plenty of offers available, in both new and used vehicles. You can also filter by location, price, as well as make and model.

When you find a vehicle you’re happy with, if you let us know the details, we can confirm the dealer’s credentials and your monthly repayment amount. You may also be asked to provide some additional information, such as your partner’s details, if you have a joint account.

The Approval Stages

Vehicle Finance Approval

Once approved, we’ll contact you to let you know! Unless outside of business hours, this will generally be within an hour of completing your application, so it’s a good idea to keep your phone close by. 

If you’re not free to talk, or would prefer to communicate via email or text, simply message us on [email protected] or 01202836683. We can then discuss your next steps.


Find Your New Vehicle

With Vehicle Finance Today, you can choose a car from any reputable UK dealer that has full FCA permissions – we can check this for you! We can also ensure the car is as advertised, as well as still available.

And if you don’t have time to find a car, we can do this for you. Simply let us know what sort of vehicle you’re looking for, and we can send over the best options.


Consider Protection Options

To give you complete peace of mind, we can discuss choices in terms of protecting your vehicle. We can look at a range of insurance and warranty options, and see if any of these suit your needs. 

While you may decide not to go ahead with vehicle protection, it’s always a good idea to weigh up your options. This is also a great time to think about your monthly repayments to the lender – make sure you have factored these into your budget.


Fund Your Vehicle

Once you’ve found the right vehicle for you, you can sign the finance agreement. To finalise the loan, you may need to provide proof of ID or income verification, so you may wish to have these to hand.

When the paperwork is completed, the lender will transfer the funds to the dealer, and the car will be ready for collection!


Collect Your Vehicle

Now that your loan has been finalised, we can arrange collection or delivery of your new vehicle with the dealer.

We’ll ensure that this fits around your schedule, and that everything goes smoothly!


Start Driving!

Once you have your new vehicle, it’s time to show it off! Whether it’s a new or secondhand model, it’s an exciting change, so get driving! 

A new car can mean so much more than just having a new vehicle – it could represent freedom or adventure!


Leave a Review

We’d love to hear your feedback! Here at Vehicle Finance Today, we try to tailor our services to every customer, so that they get the best possible experience when buying a car. 

So if you’re able to complete a review online, and spread the word about our great service, we can look to help even more customers!


What Happens If an Application is Declined?

Even if your application is initially declined, that doesn’t necessarily mean we can’t help! Perhaps you entered a few details incorrectly, or there is a mistake on your credit file, which meant your application didn’t meet the lender’s criteria.

It’s therefore worth double checking the information you entered, and looking at your credit file. You can request a copy of your credit report from one of the UK’s leading credit reference agencies, which we’ve listed below:


Alternatively, you can look at simple ways to boost your credit score. This could include paying off old debts, registering on the electoral roll and making payments on time for existing credit agreements. You can find more information on improving your credit rating in our handy guide.