Thank You

We have now received your application, which has been passed on to our partner.

Next Steps

You should receive your vehicle finance decision shortly. If you are approved, you can begin to discuss vehicle options – you may have already seen one you like, or you might want a few suggestions sent across. You can fund a vehicle from any reputable mainland UK dealer- don’t worry, if you are approved, the lender can check this out for you!

It may be helpful to look at sites like AutoTrader for your next vehicle – they have plenty of offers available, in both new and used vehicles. You can also filter by location, price, as well as make and model.

When you find a vehicle you’re happy with, if you let your lender know the details, they should be able to confirm the dealer’s credentials and your monthly repayment amount. You may also be asked to provide some additional information, such as your partner’s details, if you have a joint account.

The Approval Stages

Vehicle Finance Approval

Once approved, you’ll be contacted by the lender to let you know! Unless outside of their business hours,  it’s a good idea to keep your phone close by.

STEP 1

Find Your New Vehicle

You should be able to choose a car from any reputable UK dealer. The lender can also ensure the car is as advertised, as well as still available.

And if you don’t have time to find a car, most lenders can do this for you. Simply let them know what sort of vehicle you’re looking for, and they can send over the best options.

STEP 2

Consider Protection Options

To give you complete peace of mind, lenders can discuss choices in terms of protecting your vehicle. They can look at a range of insurance and warranty options, and see if any of these suit your needs.

While you may decide not to go ahead with vehicle protection, it’s always a good idea to weigh up your options. This is also a great time to think about your monthly repayments to the lender – make sure you have factored these into your budget.

STEP 3

Fund Your Vehicle

Once you’ve found the right vehicle for you, you can sign the finance agreement. To finalise the loan, you may need to provide proof of ID or income verification, so you may wish to have these to hand.

When the paperwork is completed, the lender will transfer the funds to the dealer, and the car will be ready for collection!

STEP 4

Collect Your Vehicle

Now that your loan has been finalised, the lender will look at how you can arrange collection or delivery of your new vehicle with the dealer.

The lender can ensure that this fits around your schedule and that everything goes smoothly!

STEP 5

Start Driving!

Once you have your new vehicle, it’s time to show it off! Whether it’s a new or secondhand model, it’s an exciting change, so get driving!

A new car can mean so much more than just having a new vehicle – it could represent freedom or adventure!

STEP 6

Leave a Review

We’d love to hear your feedback! Here at Vehicle Finance Today, we try to tailor our services to every customer, so that they get the best possible experience when buying a car.

So if you’re able to complete a review online, and spread the word about our great service, we can look to help even more customers!