How It Works

Our simple application will ask for a few details about you, as well as the amount you’re looking to borrow. Your application will be assessed on an individual basis, and you’ll get a quick decision on screen.

If approved, the lender may choose to conduct a full credit check, but when applying with us, we only undertake soft credit checks. This means that your application with Vehicle Finance Today won’t impact your credit score.

And if you are unsure about any stage of the application process, our team of experts are here to help! Simply get in touch with us, and we’ll offer advice and support.

Vehicle Finance Today works with a number of responsible lenders, which we’ll compare for you. Things like your loan and deposit amount will be taken into account, as well as your financial situation.

And even if you have a low credit score, your application should still be considered. Many vehicle finance lenders look at more than just your credit history when making a loan decision.

We’ll do our best to find you a suitable car loan provider, and are always on hand to provide answers to your vehicle finance questions! You can also use our handy car finance calculator to get a rough idea of what your loan repayments would be.

Once approved, you can find your new vehicle! You may already have your heart set on a particular make and model, or you might like some advice. Either way, you can buy a car from any reputable dealer within the UK!

When you’ve made your decision, and been approved for finance, the lender will transfer the funds to the dealer, and you can simply drive away! After that, you’d need to make the agreed monthly repayments to the lender. Depending on your car finance agreement, you’ll either own the car outright at the end of your term, or with PCP, be able to choose from a number of options. You’ll be able to find all this information in your contract.