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Vehicle Finance Today is a credit broker, not a lender. The rate you are offered will depend on your individual circumstances. Representative Example: Borrowing £6,500 over 48 months with a representative APR of 19.8%, the amount payable would be £191.62 a month, with a total cost of credit of £2,697.76 and a total amount payable of £9197.76.
Vehicle Finance Today act as a credit broker not a lender. Via our panel of lenders we may be paid a fee based on the total amount of credit provided, calculated as a percentage of the balance financed or a fixed fee for completed agreements. You will not pay more as a result of our commission arrangements.
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How Vehicle Financing Works With Vehicle Finance Today
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Our application is 100% online and won’t impact your credit rating
Frequently Asked Questions
If you’re unsure about anything vehicle finance related, we’ll do our best to help!
There are a few basic requirements you’d need to meet to apply for car finance. These include having a driving licence, living and working in the UK, and being aged 21 or above. And if you’re concerned about your credit score, you can rest assured that all credit histories are considered by the lenders we work with.
Many lenders specialise in bad credit car finance, so you may be eligible for a vehicle loan even with a low credit score! It is important to bear in mind though that a better credit rating will generally mean you’d be offered lower interest rates.
Here at Vehicle Finance Today, we only undertake soft credit checks when you apply with us. This means that your credit score won’t be impacted. However, if approved, our lending partners may choose to run a full credit check, which would be recorded on your credit report.
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Applying for finance through us should only take a few minutes, and won’t impact your credit score. So what are you waiting for?