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Vehicle Finance Today is a credit broker, not a lender. Our rates start from 7.9% APR. The rate you are offered will depend on your individual circumstances. Representative Example: Borrowing £6,500 over 48 months with a representative APR of 19.8%, the amount payable would be £191.62 a month, with a total cost of credit of £2,697.76 and a total amount payable of £9197.76.

Good Choice Money Limited T/A Vehicle Finance Today act as a credit broker not a lender. Via our panel of lenders we may be paid a fee based on the total amount of credit provided, calculated as a percentage of the balance financed or a fixed fee for completed agreements. You will not pay more as a result of our commission arrangements.

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How Vehicle Financing Works With Vehicle Finance Today

See how it works

Vehicle Finance Today
Apply Online in 2 Minutes

Tell us about yourself and how much you’re looking to borrow. You’ll get a quick decision and one of our vehicle Buying Experts will be in touch.

Vehicle Finance Today
We'll Find Your Best Deal

Whether you’ve found your vehicle or want some help in the search, we run a free vehicle and history check on anything you’re looking at.

Vehicle Finance Today
You Drive Away Happy

Once the lender has done their final checks and you’re happy to proceed, we’ll pay the dealer so all you need to do is pick up the vehicle.

Let's Get You Started

Applying with us only takes a couple of minutes and won’t
affect your credit score

Commonly Asked Questions

Nobody has all the answers! And if you still have questions, you can check out all of our frequently asked questions.

It's OK to have questions

To complete your application, you could need the following things to hand:

  • Your driving licence
  • Information about your employment
  • Another form of identification, usually a passport
  • Proof of address, usually a utility bill (needs to be dated within 90 days of your application)

When applying for vehicle finance through Vehicle Finance Today, you’ll need to possess a full or provisional driving licence, be a UK resident, be aged 21 or over and have a net income of £1,000 or above. You don’t need a perfect credit score to qualify – all credit histories are considered by our panel of lenders.

Our online application shouldn’t take more than a few minutes to complete, and you’ll then get a quick decision on screen. Just bear in mind that you can speed up the process by having the appropriate paperwork to hand!

Who actually owns the vehicle will depend on the agreement. If you take out a personal loan to cover the cost of the vehicle, you’ll own it immediately. But with hire purchase (HP) and personal contract purchase (PCP), until you make the final payment (which would be a balloon payment for PCP), the lender technically owns the vehicle.

There is no credit rating limit for vehicle finance, but the better your score, the more likely you’ll get approved at a lower rate.

When you make an application with Wheelie Good Finance, we’ll only undertake soft credit checks, which won’t impact your credit score. It’s important to bear in mind though, that if you’re matched with one of our lending partners, they may choose to undertake a full credit check, which would be reported on your credit file.

So what are you waiting for?

We’ve got a Vehicle Finance Today application process. It won’t affect your credit score and it only takes a few minutes.

Vehicle Finance Today

Get in touch

Do you need to discuss your finance options? Then get in touch with our friendly helpful team.